Protection for everyone on board
Does your company use vessels for rental, charter, transport, training, service or support activities? If so, you are responsible for the safety of employees, guests, trainees, customers and passengers on board. An accident can have serious personal and financial consequences.
Crew and passenger insurance from DNA Yachtinsurance provides coverage in the event of injury, permanent disability or death of people on board during business or commercial activities.
Why choose crew and passenger insurance through DNA Yachtinsurance?
- Protection for everyone on board is essential for rental, charter, training, inspections and service activities.
- Clear and comprehensive coverage for personal injury, permanent disability and death.
- Suitable for commercial and business use, covering both employees and passengers.
- Independent comparison of specialist insurers.
What is covered?
This insurance covers the consequences of an accident for anyone on board your vessels, whether they are there in a professional or non-professional capacity. Coverage applies while sailing, mooring, training, carrying out work, transporting or taking part in other activities related to your business operations.
Depending on your activities, coverage may include:
- Accidents involving crew members: compensation in the event of permanent disability or death of employees.
- Accidents involving passengers: coverage for customers, trainees, guests or other passengers on board.
- Compensation for permanent disability: based on the severity of the injury and the policy terms.
- Compensation in the event of death: a financial payment to the next of kin based on the insured amount.
- Coverage during business activities: such as rental, training, support, inspections, service work or transport.
- Coverage when boarding and leaving the vessel: compensation following an accident on jetties, quays or while boarding.
Examples from practice
- A passenger falls while the vessel is mooring or leaving the dock.
- An employee is injured while working on a charter boat.
- A trainee is injured during a training session on the water.
Safety and protection for everyone on board
Together, we look at your activities, vessels and responsibilities and create insurance coverage tailored to your crew and passengers. This helps you prepare for the financial consequences of accidents and run your business with confidence.
Additional P&I liability coverage
For certain activities on the water, additional liability insurance is required. This may apply when sailing with crew, chartering your yacht or carrying paying guests. This additional coverage is known as P&I insurance (Protection & Indemnity).
P&I coverage provides protection in line with national and international requirements and complies with relevant laws and regulations, including the Maritime Labour Convention 2006 (MLC 2006).
Key features of this liability coverage include:
- Appropriate insured amounts
- MLC 2006-compliant coverage for crew
- International insurance certificates and proof of coverage
About DNA Yachtinsurance
DNA Yachtinsurance specialises in insurance for businesses operating on and around the water. We combine maritime expertise with independent advice, giving both your employees and customers the confidence to step on board, every day.